| Games --
http://www.thirteen.org/finance/index.html Financial Football -- http://www.practicalmoneyskills.com/english/index.php Moneyopolis -- http://www.moneyopolis.com/new/user_home.asp?played=true Assorted Games -- http://www.elevateurbanyouth.org/v2/new/Games/main.htm |
Websites for research:
| www.thestreet.com | ||
| www.investopedia.com | l | |
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Websites that will help with listing Standards for each exchange:
| NASDAQ www.nasdaq.com/about/nasdaq_listing_req_fees.pdf | NYSE |
| AMEX |
Career & Finance
Students will identify the relationship between career planning and lifelong goals. Students will perform a series of self-assessments to identify with career clusters that match their personal interests, values and abilities. Students will become familiar with the job search process and identify with the preparation that is necessary to transition from the educational environment into a career. This process includes preparing a resume, cover letter, follow-up letter, identifying & practicing interview skills and acquisition of career related information. Students will develop skills in communication, critical thinking and decision-making to ensure successful employment opportunities.
Students will study a wide range of financial areas that include managing finances & budgeting, comparing & contrasting a variety of financial institutional services and prepare sample state and federal income tax returns. Students will learn to plan for financial security by identifying with investing alternatives such as stocks, bonds, mutual funds, real estate and retirement & estate planning. Students will understand the necessity of establishing & maintaining an excellent credit rating while evaluating various sources of credit, credit laws & FICO scores, responsibilities and the cost of credit. Students will look at resource management which includes planning and goal setting for purchasing a car, renting vs. buying a home and maintenance of their resources. Students will identify with risk management which includes identifying with the different types of insurance (auto, home owners, renters, health & life insurance). Last, students will identify with their rights & responsibilities as a consumer in our economic system.
Grading Scale:
|
Tests |
40% |
|
Quizzes |
20% |
|
Homework |
20% |
|
Teacher Evaluation |
20% |
Homework handed in after the due date will get 50% credit
It is the students responsibility to get all homework assignments that were missed while absent.
| Week #1 – January 24-25 | Introduction to Class - Begin Careers | Examine the relationship between career choice and earning potential |
| Week #2 – January 28 – Feb. 1 | Unit 7 - Careers | Explore how education and training affect career choices and earning potential |
| Week #3 – Feb. 4 – 8 | Unit 7 - Careers | Consider the value and costs of career preparation |
| Week #4 – Feb. 11 – 15 | Career Packet - My Story | Examine how employee benefits enhance earning potential |
| Identify factors that affect earning potential and financial planning | ||
| Compare the pros and cons of working for yourself versus working for others | ||
| Off | OFF | OFF |
| Week #5 – Feb. 25 – 29 | Career Packet - College, Classifieds | Resume, Cover letter and Application are due by March 7th. |
| Week #6 - March 3 – 7 | Unit 1 - Your Financial Plan | Examine why its important to have a plan for your money. |
| Week #7 – March 10 – 14 | Unit Assessment 1-1 (supp. Mat.) | Know what SMART goals are |
| Analyze how you get and spend money | ||
| Use the decision-making process to create your financial plan | ||
| Identify guidelines to implement your financial plan | ||
| Learn how to monitor and make changes to your financial plan | ||
| Week #8 – March 17 – 20 | Unit 3 - Investing | Examine your spending habits |
| Week #9 - March 25 – 28 | Unit Assessment 3-1 (Sup. Mat) | Know the benefits of having a spending plan, or budget |
| Identify various sources of income | ||
| Know the importance of saving (paying yourself first) | ||
| Be able to construct a budget | ||
| Examine forms of record keeping involved with budgeting and cash management | ||
| Consider how a budget will change throughout your life | ||
| Week #10 – March 31 – April 4 | The Stock Market Game | Know the difference between saving and investing |
| Week # 11 – April 7 – 11 | Unit 4 - Good Debt, Bad Debt | Learn what credit is |
| Compare the advantages and disadvantages of using credit | ||
| Outline the process of applying for credit | ||
| Examine what a credit history is and why it is important | ||
| Learn how to manage credit responsibly | ||
| Explore the consequences of excessive debt and how to correct it | ||
| Learn what to do about an inaccurate credit report | ||
| OFF | OFF | |
| Week #12 – April 21 – 25 | Unit Assessment 4-1 (Sup Mat) | |
| Week #13 – April 28 – May 2 | Lesson 4 - The Art of Living on Your Own | Set up a budget that includes rent, moving expenses, and the expenses associated with setting up a household |
| (5 days) | understand the rights and legal responsibilities of a tenant | |
| www.practicalmoneyskills.com | Understand the rights and legal responsibilities of a landlord | |
| Read and interpret various clauses in a lease | ||
| Week #14 – May 5 – 9 |
LESSON FIVE: Buying a Home |
Compare benefits and drawbacks of renting and buying a home |
| (5 days) | Develop a knowledge of the home-buying process | |
| Understand steps involved in applying for a mortgage | ||
| Understand and compare various types of mortgages | ||
| Identify actions to take when selling a home | ||
| Week #15 – May 12 – 16 |
LESSON SIX: Banking Services |
Understand the services offered by banks, savings and loans, and credit unions |
| (4 days) | List some of the factors to consider when shopping for bank services | |
| Understand the responsibilities of having a checking account | ||
| Write checks and keep a running balance in a checkbook | ||
| Describe how to deposit a check | ||
| Read and interpret a checking account statement | ||
| Reconcile a checking account using a checking account statement and a check register | ||
| Describe what an ATM card is and explain how it is used | ||
| Describe what a debit card is and explain how it is used | ||
| Week #16 – May 19 – 22 |
LESSON TEN: The Influence of Advertising |
Understand and identify basic advertising techniques and appeals |
| (4 days) | Understand and identify deceptive or questionable advertising techniques | |
| Give examples of commonly seen misleading advertisements, and identify the deceptive or questionable appeals and techniques used in each | ||
| Discriminate between facts and unsupported claims in print advertisements and in television commercials | ||
| Week #17 – May 27 – 30 |
LESSON ELEVEN: Consumer Awareness |
Use decision-making methods before purchasing a product or service |
| (4 days) | Customize and use a comparative-shopping chart | |
| Customize and use a comparative-shopping chart | ||
| Identify various consumer scams, describe how they work, and explain what you can do if you find yourself caught in one | ||
| Understand how to handle a consumer complaint effectively | ||
| Understand how and why to keep records of your purchases | ||
| Identify federal and private sources for consumer information and consumer help | ||
| Week #18 – June 2 – 6 |
LESSON THREE: The Art of Budgeting |
Identify and prioritize some of your personal and financial goals |
| (5 days) | Identify the steps you can take and the resources you will need to achieve your goals | |
| Identify and examine your current spending behaviors and patterns | ||
| Understand what it means to budget, and identify the reasons to maintain a budget | ||
| Create and maintain a personal budget that supports your personal and financial goals | ||
| Week #19 – June 9 – 12 | Review for Final | Comprehensive study-guide |
| (4 days) | Thursday - Jeopardy | |
| Final June 13 | FINAL | Allowed 1 hand-written, lined sheet of paper for final |
| Worksheet SM3-1 | Calculators on the Internet |
| Questions 1 and 2 | 1 & 2 calculator |
| Questions 3 and 4 | 3 & 4 calculator |
| Questions 5 and 6 | 5 & 6 calculator |
| Questions 7 and 8 | 7 & 8 calculator |
| NYSE - finding the symbol | NYSE Symbols |
| Stock Market Game | SMG |
| Calculator | http://www.caprocessing.com/debt-calculator.html |